A Decision, part 2

(Image from StoneMill.com -- posted here for inspiration's sake :-)

Well, in my last post, I mentioned that Something New is coming, and it is.

But this is not that.

This is something else.  This post has to do with our home building plans.

In my post back in February ("A Decision"), I wrote about the decision to take out a construction loan to build our home.  Well, it seems that we may have to go a different route, given certain financial obstacles that are proving repeatedly difficult to overcome.  And so, we are grateful to God for this "trial" (James 1:2-4), for it will compel us to build with little-to-no debt, but requiring great resourcefulness.  I am truly thankful for the necessity of having to go this route.  Why?  Because once our house is built, we will own it free and clear.  We will not be beholden to a 30-year mortgage.  And in America's current economic landscape, that may be vital.  (Perhaps I will not be enslaved to the 40+ hour work-week, for the rest of my life, after all?  That'd be good.  :-)

A few things of note:

• Montana's "building code" requirements are extraordinarily minimal; so while we will strive to build everything "to code", we will only be bound by excellence of craftsmanship, within the bounds of frugality.
• We already have water (a well), electricity and phone/DSL going to the property.
• We have always had our sights set on heating the home with wood, since that resource is abundant at the property site.  That decision remains.

In summary, here's how I see things unfolding, Deo Volente:

1. We will install a septic system and a (mostly-finished) basement.
2. We will temporarily roof the basement and live there, while we plan to build our timber framed home above it.  The basement will be 1,280 sq.ft... which is at least 200 sq.ft. larger than the place we have been renting (!) for the past 4 years.
3. All former rent payments (and all other available resource$) will go toward purchasing building materials, prioritized by immediacy of need.  Building materials (both purchased and gathered/salvaged) will be stored in a timber-framed barn, which we will build on the property (near the 40'x80' garden), as a "test build" in preparation for building the home.
4. Once the Timber Frame House Plan is complete, and the timbers designed and fashioned, the frame will be constructed, clad with SIPs and roofed. (Timber material will have been harvested from our property, milled and stacked.)  Basement occupancy will continue, until...
5. When interior walls and flooring have been framed and clad, the family will "move in", and continue with the "finishing touches".
6. Estimated completion time: 5 years from start date.

This is all I have time to write... thanks for reading, and we'll keep you posted.